The Tata AIG vehicle insurance plan includes the following features and advantages:
In more than 7500 cashless network garages nationwide, Tata AIG car insurance provides cashless repairs.
Up to Rs. 7.5 lakh in third-party property damages are covered by the plan.
The comprehensive car insurance policy also provides the customer with personal accident coverage.
The settlement rate for car insurance claims at Tata AIG is 98%. Under its comprehensive car insurance plan, Tata AIG car insurance also provides 13 special add-ons, such as depreciation cover, NCB protection, etc., to expand the coverage of your auto insurance policy.
If you have gone five years without filing a claim, the firm will provide you a 50% NCB discount when it comes time to renew your car insurance.
Additionally, customers of Tata AIG car insurance can access emergency services 24*7.
The insurance business guarantees a rapid claim process thanks to its 650 claim professionals spread throughout India.
The insurance company also offers coverage against damages to the insured car arising from accidents, manmade disasters, fire, theft and natural disasters.
Three different car insurance policy options are available from Tata AIG General Insurance Company. Which are:
The Liability Only policy protects a policyholder from third-party liabilities resulting from the covered vehicle, such as third-party property damage, third-party injury, or third-party death. According to the insurance, the liability for third-party injury or death is unlimited, but it is capped at Rs. 7.5 lakh for property damage.
1. Liability Only Policy
Any loss or damage to the insured car resulting from traffic accidents, fires, theft, natural disasters, etc. is covered by a standalone own damage policy. The only vehicles covered by this policy are those bought after September 2018.
2. Standalone Own Damage Policy
The comprehensive car insurance policy provides coverage to policyholders for unintentional third-party liabilities as well as their own losses sustained by the insured vehicle. By purchasing add-on covers for an extra price, its coverage can be expanded.
3. Comprehensive Car Insurance Policy